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Expert insights: 4 things you need to know about the SGD corporate bond market
General A Think Lab 3/1/25 General A Think Lab 3/1/25

Expert insights: 4 things you need to know about the SGD corporate bond market

The issuance of SGD-denominated non-sovereign bonds reached its highest level in over a decade during 2024. A total of 126 issuances, making up $31.2 billion of non-sovereign bonds,

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Downgrade from Condo to HDB: 30 or 15 month waiting period worth it?
Property A Think Lab 2/17/25 Property A Think Lab 2/17/25

Downgrade from Condo to HDB: 30 or 15 month waiting period worth it?

Single or couple buyers must wait 30 months before they are eligible for purchasing a new BTO flat (and 15-month waiting period before they can buy a resale HDB flat).

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Chocolate Visa Card: Earn 2 Max Miles per S$1 on virtually everything
General A Think Lab 2/11/25 General A Think Lab 2/11/25

Chocolate Visa Card: Earn 2 Max Miles per S$1 on virtually everything

Yes, even charitable donations, education, hospitals, insurance premiums, utilities, and — wait for it — AXS transactions.

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From Generation to Generation: How Singapore Supports its People
General A Think Lab 2/7/25 General A Think Lab 2/7/25

From Generation to Generation: How Singapore Supports its People

This new scheme rides on the existing SkillsFuture scheme – where all Singaporeans get a $500 SkillsFuture top-up at 25 years old. 

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Understanding Latest Taxes and Regulations in Buying Singapore Property 2025
Property A Think Lab 2/1/25 Property A Think Lab 2/1/25

Understanding Latest Taxes and Regulations in Buying Singapore Property 2025

As the market changes, investors and buyers need to understand the new rules.

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How The Rise In CPF Contribution Ceiling To $7,400 in 2025 Will Affect Employers (And Employees)
General A Think Lab 1/17/25 General A Think Lab 1/17/25

How The Rise In CPF Contribution Ceiling To $7,400 in 2025 Will Affect Employers (And Employees)

The increased contribution ceiling aims to help CPF members grow their CPF savings more quickly, providing greater support for retirement, housing, and medical needs.

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We don’t need more financial goals. Instead, we need better systems for ourselves
General A Think Lab 1/12/25 General A Think Lab 1/12/25

We don’t need more financial goals. Instead, we need better systems for ourselves

But these goals share a common flaw: They don’t specify how.

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Travel insurance can be void if you put the wrong departure date
Insurance A Think Lab 12/31/24 Insurance A Think Lab 12/31/24

Travel insurance can be void if you put the wrong departure date

While the adjudicator expressed sympathy for the first-time traveller, he found that the wording of the travel insurance plan was unambiguous.

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4 Challenges Of Buying Old HDB Resale Flats That Are 5 Years Older Than You
Property A Think Lab 12/25/24 Property A Think Lab 12/25/24

4 Challenges Of Buying Old HDB Resale Flats That Are 5 Years Older Than You

Additionally, many housing schemes are tied to the requirement that the lease must cover the (youngest) homeowner until the age of 95.

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Real Estate Report Cards: The Price of Living Near Primary Schools
Property A Think Lab 12/22/24 Property A Think Lab 12/22/24

Real Estate Report Cards: The Price of Living Near Primary Schools

As you can see, the data does not necessarily suggest that being near primary schools directly adds value to your home.

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Eight CPF-related changes to take place in 2025
General A Think Lab 12/17/24 General A Think Lab 12/17/24

Eight CPF-related changes to take place in 2025

The CPF monthly salary ceiling will be raised from Jan 1 to S$7,400, while the annual salary ceiling of S$102,000 stays unchanged.

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Why HDB's Family Care Scheme Could Be a Game Changer for Singles and Seniors
Property A Think Lab 12/15/24 Property A Think Lab 12/15/24

Why HDB's Family Care Scheme Could Be a Game Changer for Singles and Seniors

Unlike all these priority accesses that are reserved exclusively for parents and married children, the FCS will also support single children.

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