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Key Differences Between Public and Private Hospitals in Singapore
Insurance A Think Lab 10/29/24 Insurance A Think Lab 10/29/24

Key Differences Between Public and Private Hospitals in Singapore

Other public hospitals required between one and seven hours for admittance, with Khoo Teck Puat Hospital (KTPH) exceeding 25 hours on average.

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How Inflation Impacts Your Retirement Planning
Retirement A Think Lab 10/29/24 Retirement A Think Lab 10/29/24

How Inflation Impacts Your Retirement Planning

If you retire at 62, you could spend 23 years in retirement. Longer life expectancies mean longer retirement periods, which require a larger nest egg.

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Critical Illness & Early Critical Illness - Differences
Insurance A Think Lab 10/29/24 Insurance A Think Lab 10/29/24

Critical Illness & Early Critical Illness - Differences

Anything falls outside of the traditional definition for critical illness would not be claimable should user be insured only with critical illness coverage and not early stage critical illness.

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How To Invest with Dollar Cost Averaging
Investment A Think Lab 10/29/24 Investment A Think Lab 10/29/24

How To Invest with Dollar Cost Averaging

Over the long term, dollar cost averaging can help lower your investment costs and boost your returns.

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8 Tips on How To Beat The HDB BTO Ballot
Property A Think Lab 10/29/24 Property A Think Lab 10/29/24

8 Tips on How To Beat The HDB BTO Ballot

First-time applicants are granted certain privileges and priority in the allocation process due to the urgency of their housing needs.

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The Rule of 72 - How Can You Use It?
Investment A Think Lab 10/29/24 Investment A Think Lab 10/29/24

The Rule of 72 - How Can You Use It?

By dividing 72 by the annual interest rate, one can quickly determine the approximate number of years required for the investment to grow twofold.

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Prime, Plus and Standard: HDB’s new BTO categories and what they mean for buyers
Property A Think Lab 10/11/24 Property A Think Lab 10/11/24

Prime, Plus and Standard: HDB’s new BTO categories and what they mean for buyers

Under the new framework, stringent conditions on resale and a clawback of subsidies are in place to reduce the “lottery effect”.

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How To Ask For Credit Card Annual Fee Waivers
General A Think Lab 10/4/24 General A Think Lab 10/4/24

How To Ask For Credit Card Annual Fee Waivers

In case you’re wondering, the majority of credit cards in Singapore offer a first-year annual fee waiver. For standard credit cards, they usually come with an annual fee of S$196.20 (w.e.f. 1 Jan 2024).

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Miles vs Cashback: Choose your side and earn bonus miles plus gifts
General A Think Lab 10/4/24 General A Think Lab 10/4/24

Miles vs Cashback: Choose your side and earn bonus miles plus gifts

From a purely financial perspective, miles often come out on top.

The logic is simple: the dollar value we get when redeeming miles, say for a business class flight or even an economy or premium economy flight, usually exceeds the cashback amount we would have earned.

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Complete Guide To CPF LIFE: Facts, Myths And How To Make It Work Harder
General A Think Lab 10/4/24 General A Think Lab 10/4/24

Complete Guide To CPF LIFE: Facts, Myths And How To Make It Work Harder

When you arrive at your payout eligibility age, you will automatically start receiving monthly payouts. You will also be asked to choose between three plans, each with their own features and benefits:

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Beginners’ Guide To Start Investing Using The CPF Investment Scheme (CPFIS)
Retirement A Think Lab 10/3/24 Retirement A Think Lab 10/3/24

Beginners’ Guide To Start Investing Using The CPF Investment Scheme (CPFIS)

There is a list of investment products, such as annuities, shares, and unit trusts that are approved for investment under CPFIS. The available investments differ depending on whether you’re using your OA or SA funds as well.

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CPF Nominations: What Happens To Your CPF When You Pass Away?
General A Think Lab 10/1/24 General A Think Lab 10/1/24

CPF Nominations: What Happens To Your CPF When You Pass Away?

If you don't make a CPF nomination, the money will be distributed via intestacy laws.

It will take time to locate the legally-entitled beneficiaries, and a fee will be payable to the Public Trustee's Office to make the distribution.

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