Anything falls outside of the traditional definition for critical illness would not be claimable should user be insured only with critical illness coverage and not early stage critical illness.

Over the long term, dollar cost averaging can help lower your investment costs and boost your returns.

First-time applicants are granted certain privileges and priority in the allocation process due to the urgency of their housing needs.

By dividing 72 by the annual interest rate, one can quickly determine the approximate number of years required for the investment to grow twofold.

Under the new framework, stringent conditions on resale and a clawback of subsidies are in place to reduce the “lottery effect”.

In case you’re wondering, the majority of credit cards in Singapore offer a first-year annual fee waiver. For standard credit cards, they usually come with an annual fee of S$196.20 (w.e.f. 1 Jan 2024).

From a purely financial perspective, miles often come out on top.

The logic is simple: the dollar value we get when redeeming miles, say for a business class flight or even an economy or premium economy flight, usually exceeds the cashback amount we would have earned.

When you arrive at your payout eligibility age, you will automatically start receiving monthly payouts. You will also be asked to choose between three plans, each with their own features and benefits:

There is a list of investment products, such as annuities, shares, and unit trusts that are approved for investment under CPFIS. The available investments differ depending on whether you’re using your OA or SA funds as well.

If you don't make a CPF nomination, the money will be distributed via intestacy laws.

It will take time to locate the legally-entitled beneficiaries, and a fee will be payable to the Public Trustee's Office to make the distribution.

If you are a parent, you may be eligible to claim the Parenthood Tax Rebate of $5,000 for your first child, $10,000 for your second child, and $20,000 per child for your third and subsequent child.

If you die without leaving a valid will behind, Singapore’s rules on intestate succession will determine how your estate is distributed to your survivors.