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Loan Rates Hit 5-Year Low: Is Now the Right Time for Singaporeans to Borrow?
General A Think Lab 9/8/25 General A Think Lab 9/8/25

Loan Rates Hit 5-Year Low: Is Now the Right Time for Singaporeans to Borrow?

Current flat rates represent the most competitive environment we've seen in half a decade. For financially disciplined individuals, this could be a strategic time to lock in lower-cost credit.

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BOJ should keep raising interest rates, Deputy Governor Himino says
International A Think Lab 9/8/25 International A Think Lab 9/8/25

BOJ should keep raising interest rates, Deputy Governor Himino says

Himino said the BOJ should reduce its presence in the Japanese government bond (JGB) market as keeping excessive money in place unnecessarily could carry risks.

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askST: Thinking about buying an investment-linked plan? Here’s what you should know
Insurance A Think Lab 9/8/25 Insurance A Think Lab 9/8/25

askST: Thinking about buying an investment-linked plan? Here’s what you should know

The insurer normally provides policyholders with a range of sub-funds, and they can invest by buying units in one or more of the funds.

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Gold climbs to more than four-month high on US rate-cut bets
Investment A Think Lab 9/8/25 Investment A Think Lab 9/8/25

Gold climbs to more than four-month high on US rate-cut bets

Spot gold was up 0.3 per cent at US$3,457.16 per ounce, as at 10.00 am, hitting its highest point since Apr 23.

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MariBank Introduces Money Lock Feature as Phishing Threats Grow
General A Think Lab 9/8/25 General A Think Lab 9/8/25

MariBank Introduces Money Lock Feature as Phishing Threats Grow

A second feature, Money Lock, lets customers set aside part of their savings so the funds cannot be withdrawn without extra checks, even if an account is compromised.

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The Fed’s pivot signals the start of a new market cycle
International A Think Lab 9/8/25 International A Think Lab 9/8/25

The Fed’s pivot signals the start of a new market cycle

For the first time in years, international equities outpaced their US counterparts by more than 10 percentage points in the first half of 2025.

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China’s stock market outpaces global peers as local investors pile in
Investment A Think Lab 9/1/25 Investment A Think Lab 9/1/25

China’s stock market outpaces global peers as local investors pile in

Some analysts have pointed to Beijing’s campaign against deflation as a big driver of the rally. Others are more cautious, however, saying the campaign will only deliver higher earnings in some sectors.

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Scam victims in Singapore lost $456m in first half of 2025 with almost 20,000 cases reported
General A Think Lab 9/1/25 General A Think Lab 9/1/25

Scam victims in Singapore lost $456m in first half of 2025 with almost 20,000 cases reported

The police said cryptocurrencies formed a considerable proportion of scam losses, accounting for more than $81 million in the first half of 2025.

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US Fed governor Waller calls for rate cut in September, sees more to come
International A Think Lab 9/1/25 International A Think Lab 9/1/25

US Fed governor Waller calls for rate cut in September, sees more to come

Christopher Waller again called for lower interest rates, saying he would support a quarter-percentage point reduction in September and anticipates additional cuts over the next three to six months.

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With Vers, it’s time to get real with lease decay and the asset value of HDB flats
Property A Think Lab 9/1/25 Property A Think Lab 9/1/25

With Vers, it’s time to get real with lease decay and the asset value of HDB flats

Under Vers, flat owners in selected precincts that are aged about 70 and older will vote if they want their homes to be acquired by the Government for redevelopment, before their leases run out.

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Bank of Korea holds for now, lays ground for rate cut after Fed
International A Think Lab 9/1/25 International A Think Lab 9/1/25

Bank of Korea holds for now, lays ground for rate cut after Fed

The BOK said in a statement that it maintains its rate cut stance, but would hold rates for the time being as it monitors household debt risks and the impact of US tariffs.

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Singapore core inflation eases in July as businesses refrain from raising prices on slowing demand
General A Think Lab 9/1/25 General A Think Lab 9/1/25

Singapore core inflation eases in July as businesses refrain from raising prices on slowing demand

The drop in core inflation was driven by a fall in the prices of retail and other goods, as well as lower electricity and gas prices,

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