Now, as interest rates creep lower, the conversation over whether to take variable rates or fixed rates has resurfaced. 

Over the next three years, it will build at least 50,000 new flats. Key collection for 2025 is on track, with 19,000 households expected to collect keys to their new HDB flats.

The BTO project, the first to be launched at the 48ha site, will be part of 6,000 HDB flats and 3,000 private homes that will be built there.

In the past, the rules were stricter, requiring both parties to meet the same requirement to qualify for deferred income assessment.

Compared to March 2025, resale prices in mature estates rose by 1%, while those in non-mature estates increased by 0.4%. Across flat types, you’ll find price growth in most categories too.

In tandem with the slower market conditions, the resale volume in the first quarter of this year - up to Mar 27 - is 6,392, said HDB. This is 7.7 per cent lower than that in the same period last year.

In February, 5,590 SBF units in varying stages of completion were rolled out. They were oversubscribed, with more than 22,000 applicants for the flats.